I've struggled with the same question, I've got the same set up as you, 5:38 gears in the rear end, and at 3000 rpm I'm doing a little over 45 mph. I can get her up to about 52 if I let it wind up, but its clearly out of the torque curve, and it gets squirrly. I thought "lets put on an overdrive and reduce the rpm by 25% at the same speed, and have about 25% more speed when I need it". Good idea, not so sure; its still squirrly, I did put the roll bar on mine, took it out of a wrecked wrangler, took some mods to make it fit but it looks good and gives me a place to hang the bikini top, which is a slightly modified Smitty built top for a cj7. At the end of the day I just don't think the old girl really want to go that fast, its too much work to drive it that fast so I'm thinking 45 is good enough.