The idea of an overdrive is to give you fewer engine rpm's for a given road speed, or, a greater road speed for a given engine rpm.
It does nothing for power.
You still have 60 hp, or less.
I have overdrives in both the 3A and the CJ-5.
The Cj-5 does a little better but the 3A really doesn't have the power to effectively use an OD.
Basically, the OD allows me to drive 45-50 mph with lower, more comfortable engine RPM...
The slightest uphill and you need to shift into direct.
The 3a does much better with the windshield down....lots of frontal area on a CJ and nothing in the way of aerodynamic design....
Unless you are trying to create maximum drag!
Overdrives can be added at any time.
I suggest you drive the jeep awhile with direct drive and see how you like it.
Remember, you may not go any faster with an OD, but you will go at a more comfortable engine rpm....